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HOW TO READ A CHECK STUB

See What Goes on
Your Check Stub.

Review the employer and employee details, pay period, earnings and deductions on a completed check stub. This fictional example shows both current pay and year-to-date totals.

SIGNATURE FOREST 01 / 01
Fictional pay statement showing current net pay of $1,550 and year-to-date net pay of $33,225 Download Sample Check Stub

SAMPLE EMPLOYEE & PAY PERIOD

Check the Dates
and Employee Details.

Employee
Alex Sample
Pay Period
Oct 8–14, 2026
Pay Date
Oct 16, 2026

THE CURRENT PERIOD

How Net Pay Is Calculated

Start with recorded earnings, subtract employee taxes and deductions, then add reimbursements.

Gross Earnings Regular earnings for this pay period
$2,000.00
Employee Taxes Recorded withholding supplied in the sample
− $400.00
Deductions Recorded benefits deduction
− $100.00
Reimbursements Recorded mileage reimbursement
+ $50.00
Net Pay
$1,550.00

These are fictional recorded amounts. No tax rate or withholding estimate is applied.

THE YEAR TO DATE

How YTD Pay Is Calculated

Year-to-date (YTD) includes the supplied opening balance, one recorded prior payment and the current payment. It is not the latest check multiplied across the year.

Opening Net Pay Recorded through Sep 30, 2026
$30,300.00
Prior Net Pay Payment dated Oct 9, 2026
+ $1,375.00
Current Net Pay Payment dated Oct 16, 2026
+ $1,550.00
YTD Net Pay
$33,225.00

The sample also shows YTD earnings, taxes, deductions and reimbursements separately.

BEFORE YOU CREATE OR RECREATE A STUB

Have Your
Payroll Details Ready.

  1. Pay Period & Pay Date

    The period identifies the dates the statement covers. The pay date is shown separately. In this sample, Oct 8–14 is the period; Oct 16 is the pay date.

  2. Current & YTD

    Current means this payment. Year to Date adds the supplied history through this payment, so it reflects the records entered for the year.

  3. The Source Records

    A clear layout helps you review the figures. It doesn’t independently establish that employment, earnings or payment occurred. Accurate statements begin with actual payroll records.

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SYNTHETIC SAMPLE

Statement Preview

Fictional earnings statement